Welcome to IncomeIntel.com (the “Website”). These TOS govern your access to and use of the Website, including any content, features, and services offered on or through the Website. By using the Website, you agree to be bound by these TOS.

1. Website Access and Use You may access and use the Website for lawful purposes only. You agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation. You also agree not to use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.

2. User Accounts To access certain features of the Website, you may be required to register for an account. You agree to provide accurate and complete information when creating an account, and to update your account information as needed to keep it accurate and complete. You are responsible for maintaining the confidentiality of your account credentials, and you agree not to share your credentials with anyone else. You are also responsible for all activities that occur under your account.

3. User Content The Website may allow you to submit, upload, or otherwise make available content, including text, images, audio, and video (“User Content”). By submitting User Content to the Website, you grant IncomeIntel.com a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, reproduce, modify, publish, display, distribute, and create derivative works of the User Content, in whole or in part, for any purpose and in any media format now known or later developed. You represent and warrant that you have all necessary rights to grant this license and that your User Content does not violate any third-party rights, including intellectual property rights, privacy rights, and publicity rights.

4. Intellectual Property The Website and its contents, including text, graphics, images, logos, and software, are the property of IncomeIntel.com or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or modify any content from the Website without the prior written consent of IncomeIntel.com or its licensors.

5. Disclaimer of Warranties The Website and its contents are provided “as is” and “as available” without any warranties of any kind, either express or implied, including without limitation, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. IncomeIntel.com does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.

6. Limitation of Liability To the fullest extent permitted by law, IncomeIntel.com and its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, even if IncomeIntel.com has been advised of the possibility of such damages.

7. Indemnification You agree to indemnify, defend, and hold harmless IncomeIntel.com and its affiliates, officers, directors, employees, agents, and licensors from any claim, demand, or damages, including reasonable attorneys’ fees, arising out of or in connection with your use of the Website or your User Content.

8. Termination IncomeIntel.com may terminate your access to the Website or your account at any time, for any reason or no reason, without prior notice or liability to you. You may also terminate your account at any time by contacting us at [insert contact information]. Upon termination of your account, you will no longer have access to any User Content you submitted to the Website.

9. Governing Law and Dispute Resolution These TOS shall be governed by and construed in accordance with the laws of the State of [insert state], without giving effect to any principles of conflicts of law. Any dispute arising out of or in connection with these TOS or your use of the Website shall be resolved exclusively in the state or federal courts located in [insert city and state], and you hereby consent to the jurisdiction of such courts.

10. Miscellaneous These TOS constitute the entire agreement between you and IncomeIntel.com regarding your use of the Website, and supersede all prior or contemporaneous agreements, proposals, or representations, whether oral or written. If any provision of these TOS is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. IncomeIntel.com’s failure to enforce any right or provision of these TOS shall not be deemed a waiver of such right or provision.